Hey, I’m Hema.

I’m a Finance Graduate from Northeastern University

About me

““Nothing you learn is wasted, every skill finds its moment, especially when it counts.””

I didn’t start in finance.

I started with curiosity about people, stories, systems, and how things connect. That curiosity led me into writing, design, research, marketing, sales, human resources, and eventually, into finance.

What looked like a scattered path from the outside was actually a build-up of skills: learning how to ask better questions, manage teams, communicate ideas, and make decisions under pressure. Along the way, I figured out how to find insights, shape them into a narrative, and move people with it.

All of that now lives in the work I do in finance.

Because finance isn’t just about numbers, it’s about understanding what drives people and businesses, what risks they’re willing to take, and what story the data is trying to tell. Every skill I’ve picked up over the years shows up here; this is where it all comes together.

This portfolio is a reflection of that journey. The projects, the analysis, the thinking, I hope it gives you a clear sense of how I approach my work and the kind of person I bring to the table.

Projects

Stock Pitch: Constellation Energy

Options Trading Strategy

Investment Analysis

VWAP-Based Trading Strategy

Mergers and Acquisitions: PepsiCo & Celsius

Certifications
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Experience

  • Operations Associate | Commercial Lending

    Loan Types Handled

    Worked across a $10MM–$50MM loan portfolio, including:

    • Secured and unsecured lines of credit

    • Term loans

    • Participation loans

    • Syndicated loans

    Key Processes Managed

    • Interest calculations and flex fee collection

    • ACH and wire payment processing

    • Loan payment scheduling

    Additional Contributions

    • Trained cross-functional teams on Bilateral, Participation, Syndication loans, and collateral workflows

    • Helped automate the Unused Line Fee (ULF) process, improving speed and accuracyoes here

  • Senior Financial Analyst | Public Equity Investment Fund

    About the Fund

    Part of a student-managed $2M long-only equity portfolio

    Core Responsibilities

    • Conducted deep-dive equity research and presented stock pitches

    • Built valuation models to support investment theses

    • Delivered quarterly reporting and financial analysis to fund stakeholders

    • Prepared and reviewed financial statements and performance summaries

    Tools and Techniques Used

    • Bloomberg Terminal for research and market data

    • Discounted Cash Flow (DCF) and Relative Valuation modeling

    • Financial forecasting and scenario analysis

  • Capital Planning Intern | Boston Public Schools (Ongoing)

    Current Focus

    Working within the Capital Planning Department to analyze Boston Public Schools’ funding structure and explore strategic improvements.

    Key Responsibilities

    • Researching the BPS funding model: sources, allocation patterns, and long-term plans

    • Evaluating the City of Boston’s broader capital budget to assess BPS’s position within it

    • Benchmarking capital funding strategies from other school districts to identify transferable practices

    • Developing and presenting a funding model proposal aimed at improving BPS's long-term financial planning

Leadership

  • D’Amore - McKim School of Business Admission Committee:

    • Reviewed and analyzed student applications, providing data-driven recommendations to the admissions board and guiding prospective students through the enrollment process.

    • Conducted campus tours for prospective students, offering insights into university life and academic programs.

    • Represented Northeastern University at university fairs, engaging with prospective students and promoting the institution.

  • Fountainhead - Editorial Association at St Joseph’s College of Commerce:

    • Led three divisions with 40+ writers, generating 800+ articles per academic year, setting a new record for the association.

    • Established an in-house graphic design team responsible for content creation and social media, reducing outsourcing by 90%

  • Research Department at St. Joseph’s College of Commerce:

    • Led a team in editing a 150-topic research compendium, improving editorial workflows and completing the project two weeks ahead of schedule.

  • Student Council at St. Joseph’s College of Commerce:

    • Advocated for female students by implementing free menstrual hygiene products on campus and leading campaigns on consent, sexual harassment prevention, and mental health awareness.

  • Chhatra Sansad Bengaluru - NGO

    • Created visual content to support a COVID-19 plasma donation awareness campaign.

Skills

    • Equity Research

    • Discounted Cash Flow (DCF)

    • Net Asset Valuation (NAV)

    • Relative Valuation

    • Credit Analysis

    • Financial Analysis and forecasting

    • nCino, OLB

    • Bloomberg Terminal

    • Financial Reporting

    • Financial Modelling

    • Python

    • MATLAB

    • Jupyter Notebook

    • Power BI

    • Excel

    • Canva

    • Blender

    • Bloomberg

Let’s Connect